This is incorrect.
The verse's origin is unknown.
It may be noted that this verse is the National Motto of Nepal.
What do Vedas and the Ithihasas, Ramayana and Mahabharata say on Motherland and Patriotism!
The attitude of Sanatana Dharma to world is,
One who spends more that what he earns, ( gets a loan to meet out his expenses), will lose his dignity, lose his mind and will be considered by all as thief in whatever he goes.
He will be a sinner in all his births and will be called bad even by the Good , despite all his other good Characteristics.
What his mental would be, when he faces the creditors?
Kambar, the Great Tamil Poet, in his Ramayana, answers this.
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