Ramanisblog

Tag: Business

  • How To Apply For Building Licence BBMP Bangalore

    I am posting information from  BBMP the procedure, processes to be followed while planning to construct, modify a building.

    For updates check with BBMP, Link provided below.

    You may check  the other Link for Rules for construction by The BBMP.

    Bangaloe rHousing authotiy
    BBMP Bangalore

    “3.0 BUILDING LICENCE
    3.1 Licence – Every person who intends to erect or re-erect a building or make material
    alterations or cause the same to be done, is required to obtain a licence from the
    Authority.
    3.2 Application and documents to be submitted with the application – Every person
    who intends to erect or re-erect or alter a building, including temporary structures for
    the purpose of exhibitions, trade fair or circus or execute any of the works other than
    repairs, as specified in Sections 299, 304 or 312, of the Act, shall give an application in
    writing to the Authority in the Form set forth in Schedule II and such application shall be
    accompanied by plans, documents and information as required hereunder.
    3.2.(1) Title deed/possession certificate – A copy of the title deed or possession certificate
    of the property, issued a competent authority.
    3.2.(2) Property card and latest assessment book extract – A copy of the property card
    along with the sketch issued by the Department of Survey and Settlement, and Land
    Records (City Survey) and latest assessment book extract issued by the Corporation
    indicating the measurements of the property .
    3.2.(3) Upto date tax paid receipt – The receipt for having paid up to date property tax to the
    Corporation shall be enclosed.
    3.2.(4) Previously sanctioned plan – Attested copy of the previously sanctioned plan if the
    application is for addition/ alteration/modification to the existing building. If the applicant
    for any reason cannot produce the previously sanctioned plan of the existing building,
    then in such cases the plan of the existing building along with site plan, etc., will have
    to be submitted.
    3.2.(5) Drawings – The following drawings in ammonia prints. One drawing on tracing cloth /
    polyester tracing film shall be enclosed in addition to the ammonia prints.
    3.2.(5.1) Key plan – A key plan drawn to a scale of not less than 1 in 10,000 showing the
    boundary locations of the site with respect to neighbourhood landmarks.
    3.2.(5.2) Site plan – Site plan drawn to a scale of 1:500 for sites of area upto one hectare and
    1:1000 for sites of area more than one hectare. The site plan shall indicate the
    following, namely:-
    a) title of drawing consisting of the property number of the site name of the block,
    street or road in which the site is situated, number of the site if situated in an
    approved layout, and reference number of such approval with the use of the
    building;
    b) the boundaries of the site and of any contiguous land belonging to the owner
    thereof;
    c) the north direction relative to the plan of the building;
    d) the name and description of the adjacent roads, street, or lanes, if any, with the
    width thereof; Building Bye-Laws –

    ..”Khatha, Title deeds help and BBMP site.

    http://bbmp.gov.in/automatic-building-plan-scrutiny-system

    http://www.naredco.in/notification/pdfs/Bangalore-Building-Byelaws.pdf

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  • ‘I am No Robot’ Telemarketing Robot Audio

    Read and hear this.

    Sales Person or Robot that denies itself?

    Or both?

    So, when I saw that an apparent robot telemarketer named Samantha West had randomly called a TIME editor and denied she/it/they was a robot, I wondered: where could I buy such an interactive voicebot?

    This query led me down a strange rabbit hole. And along the way, I discovered that Samantha West may be something even stranger than a telemarketing robot. Samantha West may be a human sitting in a foreign call center playing recorded North American English through a soundboard.

    Clearly, this is not human conversation: there are repeated laughs and weird phrases. “She failed several other [humanity] tests,” Time wrote. “When asked ‘What vegetable is found in tomato soup?’ she said she did not understand the question. When asked multiple times what day of the week it was yesterday, she complained repeatedly of a bad connection.”

    It seems so open and shut.

    So, Time’s story ran with the plausible headline, “Meet the Robot Telemarketer Who Denies She’s a Robot.” And many other blogs went with that explanation, too.

    But if this kind of robotic telemarketing is possible, why don’t we see it more often? Every other kind of spam, if it is technically possible, becomes pervasive.

    * **

    The first step to acquiring a voicebot like this was to figure out what the people selling it might call it. Certainly they would not refer to their services as “robot telemarketing.”

    I started looking for the right jargon to Google. As it turns out, there are two key phrases: “interactive voice response” and “outbound.” Interactive voice response refers to telephone systems that can process what you’re saying and respond appropriately (even intelligently at times). Outbound call centers make calls; the inverse, inbound, refers to systems that receive calls from customers.

    So, put them together and you have, “Outbound IVR,” which Datamonitor projected should be a half billion dollar market by now.

    Source:

    http://www.theatlantic.com/technology/archive/2013/12/the-only-thing-weirder-than-a-telemarketing-robot/282282/

     

  • Courier Flower Wine Delivery Scam Truth

    I received an email from my friend ona recent scam involving Courier, Wine and swiping of Credit card at Home with the delivery boy.

    The people lost their money from their accounts.

    I checked,this is the result.

    Haox Delivery
    Flower, Wine Credit Card Fraud.http://www.hoax-slayer.com/flowers-wine-credit-card-scam.shtml image from

    Do not accept any packages at all, unless you know the sender, better check with them by phone.

    “This email relates an incident in which a couple had $4000 stolen from their credit card account after a fraudster posing as a delivery driver tricked them into swiping their credit card on a portable card skimming device. According to the message, the scammer pretended to be a courier delivering an unexpected gift of wine and flowers. The scammer claimed that, because the gift included alcohol, the company required a small fee to be paid to prove that the gift had been delivered to an adult. He insisted that the fee be paid via card rather than cash and presented what seemed to be a legitimate mobile EFTPOS machine. However, the machine was in fact a skimming device that recorded the victim’s credit card details.

    The information in the warning message is true. A spate of such crimes occurred in several suburbs in Sydney’s north-west in late 2008. A November 7 New South Wales Police Media Release noted:

    Police in Sydney’s north-west have released an image of a man they believe can assist with inquiries into a fraudulent delivery scam which leaves people robbed of their savings.

    A number of people across the Eastwood, Gladesville and Kuring-gai Local Area Commands have told police they believe they are the victim of a manipulative scam which has left their bank accounts wiped clean.

    In all instances, police have been told a man has knocked at the door of residential homes dressed as a courier with a bunch of flowers and bottles of wine. The man has then delivered a parcel requiring a signature to confirm the goods have been received.

    The man is alleged to have told recipients of the parcel that a delivery fee of $3.50 is required and must be done via EFTPOS. In all instances, those involved have swiped their credit card into a hand-held machine and been given a receipt for their payment.

    Since the media release was published, a man has been apprehended and charged in relation to the incidents. A November 23 article in the Sydney Morning Herald notes:

    A MAN charged with stealing more than $30,000 by posing as a delivery man bearing wine and flowers was refused bail in court yesterday.

    David John Hennessey, 50, was stopped by police on the F3 freeway at Wahroonga, in northern Sydney, on Friday. He was arrested after a police search of his car allegedly found a number of card skimming devices.

    Police allege that Hennessey had defrauded 10 residents of the Eastwood-Gladesville and Ku-ring-gai areas of $32,000 by posing as a delivery man bearing wine and flowers.

    Source:

    http://www.hoax-slayer.com/flowers-wine-credit-card-scam.shtml

    Email Text as received.

    ‘Please pass on

    “Wednesday a week ago, I had a phone call from someone saying that he was

    from some outfit called: “Express Couriers,”(The name could have been
    anything) he asked if I was going to be home because there was a package
    delivery for me that required a signature . The caller said that the
    delivery would arrive at my home in roughly an hour, and sure enough, about
    an hour later, a uniformed delivery man turned up with a beautiful basket of
    flowers and wine. I was very surprised since it did not involve any special
    occasion or holiday, and I certainly didn’t expect anything like it.
    Intrigued about who had sent me such a gift, I inquired as to who the sender
    was. The deliveryman’s reply was, he was only delivering the gift package,
    but allegedly a card was being sent separately… (the card has never
    arrived!) There was also a consignment note with the gift.He then went on to explain that because the gift contained alcohol, there
    was a $3.50 “delivery/ verification charge,” providing proof that he had
    actually delivered the package to an adult of legal drinking age, and not
    just left it on the doorstep where it could be stolen or taken by anyone,
    especially a minor.

    This sounded logical and I offered to pay him cash. He then said that the
    delivery company required payment to be by credit or debit card only, so
    that everything is properly accounted for, and this would keep help in
    keeping a legal record of the transaction. He added couriers not needing to
    carry a bunch of cash, would make them less likely targets for robbery.

    My husband, who by this time was standing beside me, pulled his wallet out
    of his pocket with the credit/debit card, and ‘John,’ the “delivery man,”
    asked my husband to swipe his card on a small mobile card machine. It had a
    small screen and keypad where Frank was also asked to enter the card’s PIN
    and security number. A receipt was printed out and given to us as our copy
    of the transaction. He then said everything was in order, and wished us good
    day.

    To our horrible surprise, between Thursday and the following Monday,
    $4,000 had been charged/withdrawn from our credit/debit account at various
    ATM machines.

    It appeared that somehow the “mobile credit card machine,” which the
    deliveryman carried now had all the info necessary to create a “dummy” card
    with all our card details after my husband swiped our card and entered the
    requested PIN and security number.

    Upon finding out about the illegal transactions on our card, we immediately
    notified the bank which issued us a new card, and our credit/debit account
    was closed.

    We also personally went to the Police, where it was confirmed that it is
    definitely a scam because several households had been similarly hit.

    WARNING: Be wary of accepting any “surprise gift or package,” which you
    neither expected nor personally ordered, especially if it involves any kind
    of payment as a condition of receiving the gift or package. Also, never
    accept anything if you do not personally know or there is no proper
    identification of who the sender is.

    Above all, the only time you should give out any personal credit/debit card
    information is when you yourself initiated the purchase or transaction !

    *****************************************************
    Thanks Prasad.

  • Tips. From Being Hit By Trucks

    One may notice that most of the accidents involve trucks.

    It is not only because of its Size.

    danger.
    Danger to drive along the side of a Truck.

    It is due to many factors including the ‘Blind Spot ‘ of a Truck

    People assume that being higher up in a Truck enables a driver to see the Traffic clearly.

    This is not correct.

    The Blind Spot of Trucks.

    A blind spot is where the driver loses sight of other vehicles.[2] Understanding the location and scope of each blind spot or “no zone” can help you avoid them. The image details the no-zones.

    • There is a blind spot directly behind the truck. There is a “no zone” on each side of the truck that can span for several lanes.
    • There is a blind spot in front of the truck that encompasses the lane the truck is in and one lane to the right.
    • There is a blind spot beside the truck’s right door (left door in countries that drive on the left side).
    • Blind Spot Video.

    http://digg.com/video/how-big-a-trucks-blind-spot-really-is

    When sharing the road with trucks, it’s important to drive carefully and to realize that trucks cannot maneuver quickly in an emergency situation.[3] Being patient is as important as knowing where the truck’s blind spots are.

    Do not follow a truck too closely. By staying close behind a truck (also known as “tailgating“), you’ll be in the truck’s rear blind spot, and if the driver isn’t aware of this and makes a sudden stop or maneuver, you’re at risk of rear-ending into the truck. The best distance is about 20 to 25 car lengths behind a truck.[4] This is also known as maintaining a four second following distance.[5] In poor weather conditions, this gap should be even longer.[6]

    • It is also dangerous to pass from a position too close behind a truck as you cannot see the traffic ahead clearly.
    • Trucks traveling at high speeds create a lot of wind pressure, which is another reason for not staying too close.[7]
    • At night time, when following a truck keep your headlights on low beam because the truck’s side mirrors can reflect the light back into the car driver’s eyes.
    • Keep both (left and right) truck mirrors in your sights as much as possible when traveling behind a truck. If you can see the driver’s face in his mirrors, then it’s likely that he can see you. The moment that you cannot see the driver’s face in the truck’s side mirrors, he can’t see you any longer.[9]
      • If you lose sight of even one of the mirrors, the truck driver can no longer see your vehicle.
      • Give plenty of space when driving in front of a truck. Ensure that there is ample room when you change lanes in front of a truck.
    • Pass or overtake a truck with care. Do not pass or overtake a truck on the right hand side (left hand side in countries that keep to the left); this is because a truck’s blind spot on the right runs down the length of the trailer and extends out three lanes![10][11]
      • Signal your intention to pass early on and clearly. Be certain that the passing lane is clear before pulling out – bear in mind that it takes 25 seconds to pass a large truck on the open road.[12]
      • Pass quickly to stay out of the truck’s side “no zones” area. Do not linger beside a truck but pass quickly. If you cannot pass a truck quickly, it’s best to fall back behind the truck so you can be seen again.
      • Keep in mind that you may be subjected to turbulence when pulling out from behind the truck and when passing back in front of it.[13] This impacts small cars and motorcyclists the most.[14]
      • If passing or overtaking on the crest of a hill, remember that trucks speed up on the downhill.
    • Avoid cutting in too soon after passing. Truckers sit high and the hood of the cab hides part of the road in front of them.[16] You should be able to see the entire front of the truck (or both of its headlights) in your inside rear-view mirror before you pull back in front of a truck.[17] A truck requires twice the amount of time and space to stop as does a car.[18]
      • Do not decelerate immediately after pulling in front of a truck after passing. You may still be in the driver’s blind spot. Even if you are seen, given that it takes longer for a truck to slow down or stop, the driver may not be able to stop in time. Instead, keep traveling fast to create a distance of about 10 car spaces between you and the truck.[19

    Source:

    http://www.wikihow.com/Stay-Out-of-a-Truck’s-Blind-Spots

     

  • Fraud That is Stock Market, How Naming Drives.

    I am one of the view that the stock market is a huge fraud and a form of legitimized gambling with the active connivance of the Governments.

    The stock market is played by a minuscule percentage in India, may be .001 % of the population.

    But th Government decides its policies on its performance.

    One would expect the economy in prosperity when the stock market is booming.

    But facts are other wise.

    When the stock market is down, the economy is cited as the reason for the poor performance.

    Prosperity of the share market is for the prosperity of the Rich.

    Having been in a Senior management position I know how the IPOs are rigged.

    You pay a percentage to the underwriters.

    They, who have funds at their disposal or contacts, including the Banks and Institutions, buy up the stocks, and inflate the price.

    Gullible Public laps it up and it drives by.

    Again the stock prices go up.

    The underwriters cash in on the boom and quit, depending on the new business they get.

    The promoters, depending on whether they want to run the business or run away either cash in on the boom or continue fixing up Institutions.

    This is only the tip of the iceberg.

    Now The New Yorker has published a report as to how stocks rise in prices.

    By a simple piece of clever naming!

     

    Story:

    Between the beginning of October and early November, the following eight companies were among more than twenty that began trading on the New York Stock Exchange: OCI Partners, Springleaf Holdings, Brixmor Property Group, Essent Group, 58.com, Mavenir Systems, Midcoast Energy Partners, and Twitter. They’re a diverse group of tech, energy, property, and finance companies, valued at their respective I.P.O.s between three hundred and sixty million dollars (Mavenir Systems) and $24.5 billion dollars (Twitter).

    By the end of their first day of trading, Midcoast, Springleaf, 58.com, and OCI had risen in value, whereas Essent, Brixmor, Mavenir, and Twitter had fallen. At first it’s hard to discern a difference between the early appreciators and the early depreciators. Many experts argue that it’s impossible to reliably forecast stock prices in the short run. In his classic 1973 guide to investing, “A Random Walk Down Wall Street,” the Princeton economist Burton Malkiel famously claimed that “a blindfolded monkey throwing darts at a newspaper’s financial pages could select a portfolio that would do just as well as one carefully selected by experts.” Investors, Malkiel argued, were at the mercy of the markets, and though prices generally rise in the long run, it’s impossible to beat the market reliably and consistently. Malkiel’s book has sold more than a million copies…

    Short-term investing is certainly a gamble, but if you look back at the eight companies, you’ll find one subtle feature that distinguishes the climbers from the fallers: whether their ticker symbols are pronounceable according to the rules of English—that is, whether it’s possible to read them out loud as if they were words, without adding extra sounds. The pronounceable OCIP, MEP, LEAF, and WUBA (OCI, Midcoast, Springleaf, and 58.com, respectively) appreciated by between one percent and fifteen per cent, whereas the unpronounceable ESNT, BRX, MVNR, and TWTR (Essent, Brixmor, Mavenir, and Twitter) depreciated by between half a per cent and fourteen per cent. Eight stocks is a tiny sample by any standard, and stock prices are shaped by far more powerful forces—but the relationship between ticker pronounceability and early performance seems to hold with larger samples, too. (The trend holds if you include all twenty-three stocks that began trading between early October and early November: after twenty-four hours on the market, seventy-five per cent of the companies with pronounceable symbols appreciated, but only forty-seven per cent of those with unpronounceable tickers appreciated.)

    Several years ago, Daniel Oppenheimer and I examined the performance of nearly a thousand stocks that entered the New York Stock Exchange and American Exchange between 1990 and 2004. We separated stocks with pronounceable ticker symbols from those with unpronounceable symbols. Across both markets, stocks with pronounceable symbols enjoyed a bigger post-I.P.O. boost than their unpronounceable counterparts. The effect was strongest during the first few days of trading; over time, it weakened, but never quite vanished.

    http://www.newyorker.com/online/blogs/currency/2013/11/the-secret-science-of-stock-symbols.html?utm_source=tny&utm_campaign=generalsocial&utm_medium=facebook