Tag: bloglines

  • Regulator decides on bank overdraft charges test case

    It is time Govt. initiate action against Banks.For banks peccadilloes, please refer under banks in this site.
    The Office of Fair Trading (OFT) will say later if it is going to continue its test case against banks over the fairness of their overdraft charges.
    It follows the banks’ successful appeal on the issue to the Supreme Court.
    It ruled last month that the OFT could not use a part of the unfair consumer contract regulations to decide if bank charges are fair.
    At stake is the ability of banks to levy charges amounting to £2.6bn each year on their overdrawn customers.
    The announcement, the OFT’s first detailed response to the Supreme Court judgement, is expected at 0700 GMT.
    Martin Lewis, whose website Moneysavingexpert.com has played a leading role in the campaign against bank charges, urged the OFT to continue pursuing legal action.
    “We know the OFT thinks charges are unfair, because it provisionally said so,” said Mr Lewis.
    “If the OFT pulls out, it’ll be a terrible day for justice.
    “The banks’ deep pockets, filled to a great extent with taxpayers’ money, have priced out many consumers from fighting unjust charges,” he added.
    Supreme Court ruling
    The banks and the OFT first agreed to stage a legal test case in July 2007, to decide if the OFT had the powers to rule on the fairness of bank charges.

    If the OFT is not going to act as the consumer champion, who is?
    Marc Gander, CAG
    A consumer campaign on the issue had led to hundreds of thousands of complaints which threatened to swamp the UK legal system.
    But after the High Court and Appeal Court sided with the OFT, the Supreme Court turned the tables.
    The five judges did not rule on the issue of fairness itself.
    They decided that the parts of the 1999 Unfair Terms in Consumer Contract Regulations (UTCCR) that the OFT was trying to invoke did not, in fact, give it the powers it thought it had.
    The judges said that overdraft charges were part of the price that customers agreed to pay for the package of services their banks provided, and as such were excluded from the scope of the regulations.
    What next?
    The OFT has a number of options. It can:
    • publish its investigation into the actual fairness of bank charges, which it has been conducting since March 2007
    • find other laws or regulations with which to attack bank charges
    • ask the Competition Commission to launch an enquiry into overdraft fees on the grounds that they reflect a lack of competition in the banking industry
    • throw in the towel and admit it does not have any power to challenge bank fees at all
    • ask the government to change the law to give it increased legal powers
    • encourage disgruntled consumers to use the proposed new laws in the Financial Services Bill which will give groups of customers the right to bring court actions against financial institutions
    • ask the FSA under its new fairness rules to investigate the way banks charge overdrawn customers.
    The government has already told the banking industry to devise a fairer way of charging overdrawn customers in the future.
    This may bring no encouragement to the more than one million people who feel they have been overcharged in the past and who have demanded refunds.
    Their previously frozen complaints are now either being considered by their banks, or where legal action was started, may soon be decided by county court judges.
    “We have here an industry whose business model is predicated on the failure of up to 30% of its clients to repay their overdrafts,” said Marc Gander of the Consumer Action Group (CAG).
    “If the OFT is not going to act as the consumer champion, who is?”

    http://news.bbc.co.uk/2/hi/business/8424859.stm

  • Most outrageous comments of 2009

    Outrageous comments are nothing new to the conservative media — one might even call them a defining characteristic. The Most Outrageous Comment of the 2009 came when Fox News host Glenn Beck asserted that Obama is a “racist” who has “exposed himself as a guy” with “a deep-seated hatred for white people or the white culture,” but right-wing media figures made plenty of other unhinged remarks throughout the year:

    Racially charged remarks

    The election of the first black U.S. president led to a slew of racially charged comments that were truly outrageous:

    Limbaugh on Obama: “We are being told that we have to hope he succeeds, that we have to bend over, grab the ankles … because his father was black”
    Jesse Lee Peterson: “I think we all agree that Barack Obama was elected by, mostly by black racists and white guilty people.”
    Criticizing federal response in KY, Quinn claimed Obama “basically sees white people as kind of a you know, sort of an evil fact of life”
    Savage: Obama is “biggest liar in the history of the presidency,” and he’s “getting away with it… because he’s a man of color”
    Limbaugh: “[I]n Obama’s America, the white kids now get beat up with the black kids cheering”
    Limbaugh: Obama is “the greatest living example of a reverse racist”
    Limbaugh: “Obama’s entire economic program is reparations”
    Bay Buchanan on “quota queen” Sotomayor: “Her whole life was dedicated to demanding special privileges”
    Pat Buchanan: “This has been a country built, basically, by white folks”
    O’Reilly tease: “[S]hould white Americans be concerned about Judge Sotomayor?”
    Quinn to “race-baiting” African-American “ingrates”: “get on your knees” and “kiss the American dirt” because slavery brought them to U.S.
    Savage declares: “The white Christian heterosexual married male is the epitome of everything right with America”
    War on the poor

    In the midst of the worst economic crisis since the Great Depression, some right-wing media figures attacked the poor:

    Cunningham on the poor: “They’re poor because they lack values, ethics, and morals”
    Cunningham on Section 8 housing: “I like keeping all those degenerates in one location so we can keep an eye on them”; residents “sit around and fornicate, defecate”
    Bill Cunningham claims stimulus “give[s] ACORN up to $4.2 trillion” and contains “$350 million to hand out condoms and birth control pills so the poor can fornicate like rabbits”
    Limbaugh fill-in Davis: Cash for Clunkers “helps your shiftless cousin buy more meth,” lets you buy “carton of Luckys”
    Boortz: People living in Katrina trailers, Section 8 housing and on welfare shouldn’t be allowed to vote
    Boortz welfare rant — “human parasitic garbage lining up to get their applications to loot”
    War on women

    Right-wing media figures also engaged in sexism and downright misogyny:

    Quinn calls Pelosi “Bolshevik Bitch with a Mallet”
    Limbaugh: If Pelosi “wants fewer births, I have the way to do this and it won’t require any contraception: You simply put pictures of Nancy Pelosi … in every cheap motel room. … That will keep birthrates down because that picture will keep a lot of things down”
    Limbaugh airs clip of Hillary Clinton, asks his listeners, “Doesn’t that remind you of your first, and maybe your second, both, your ex-wives?”
    Limbaugh on Pelosi: “The third person in line for the presidency in this country is a complete airhead”
    Limbaugh: “[Granholm’s] a ditz. Pelosi is a ditz. Obama is a menace and a danger.”
    Savage claims that “as a result of women on Naval ships,” they have become “floating brothel ”
    sLimbaugh: Hillary Clinton wasn’t let into Marines because “they didn’t have uniforms or boots big enough to fit that butt and those ankles”
    Post’s Milbank, flashing Hillary Clinton photo: “We won’t tell you who’s getting a bottle of Mad Bitch” beer
    Quinn on Pelosi: “This bitch is trying to get us to lose the war!”
    Ingraham: “Nancy Pelosi basically did everything except sell her own body” to pass health care reform bill
    Beck on Landrieu: “We’re with a high-class prostitute”
    Echoing Beck, Limbaugh claims Landrieu “may be the most expensive prostitute in the history of prostitution”
    Attacks on GLBT community

    In addition to a sustained assault on Department of Education official Kevin Jennings, right-wingers made outrageous attacks based on sexual orientation:

    Savage: “One of the reasons America is suffering right now is because so many people who are gay have not had children. … Some of the most wonderful genetic material is going to waste”
    Hannity and “Great American” panelists fearmonger about Jennings “indoctrinating” children, “promoting homosexuality”
    Limbaugh: “[W]e all know that Barney [Frank] patrols Uranus”
    Quinn:”[T]the last time I checked, two guys doing the bone dance with Mr. Sphincter was not going to produce the next generation of children”
    Robertson: Many “made homosexual because of a coach or a guidance counselor or some other male figure who has abused them”
    O’Reilly again claims that if gay marriage was legalized, “you could have married a duck”
    Pat Robertson suggests “ultimate conclusion” of legal same-sex marriage is legal polygamy, bestiality, child molestation, pedophilia
    Revolutionary and paranoid rhetoric

    Right-wingers frequently employed paranoid and revolutionary rhetoric and suggested that progressives, including Obama and Democrats in Congress, were betraying America.

    Morris: “Those crazies in Montana who say, ‘We’re going to kill ATF agents because the U.N.’s going to take over’ — well, they’re beginning to have a case”
    Limbaugh: “Thank you President Obama. Thank you CNN. You are doing the job that everybody expects of you, taking every tradition and institution that defined this country’s greatness and trying to rip it to shreds”
    Limbaugh claims White House is “[p]erfectly timed, perfectly programmed, perfectly educated to destroy capitalism … and they’re in the process of doing it”
    Fox’s Charles Payne: “[O]ne day, I think that we are heading toward a one-world sort of government. I think Obama probably likes that”
    Limbaugh attacks state of Maine, says “saw the state off and let it float out to sea”
    Claiming Obama is “letting our troops literally bleed and die” in Afghanistan, Beck suggests he will “pay for it” in afterlife
    Savage: “[L]ikelihood is very high” that “martial law will be declared” after “equivalent of the Reichstag fire” occurs
    Savage: “There are internment camps being planned” and the National Guard is going to “run” them
    Limbaugh: “if we had any good luck, Honduras would send some people here and help us get our government back”
    Beck guest Scheuer: “The only chance we have as a country right now is” for bin Laden to “detonate a major weapon” in U.S.
    Beck: “[I]f we don’t have some common sense, we’re facing the destruction of our country… it’s coming”
    Rodgers: A “few million dead Americans” will “wake up” public “to the fact that they have elected an anti-American President”
    CBS golf analyst Feherty: “[I]f you gave any U.S. soldier a gun with two bullets in it … there’s a good chance that Nancy Pelosi would get shot twice, and Harry Reid and bin Laden would be strangled to death.”
    Morris on Obama’s foreign policy: “If you’re an enemy of America… he’s in bed with you… The way to get popular with this administration is to be an enemy of the United States”
    Beck: “You can’t convince me that the founding fathers wouldn’t allow you to secede”
    Beck imitates Obama pouring gasoline on “average American”; says: “President Obama, why don’t you just set us on fire? … We didn’t vote to lose the Republic”
    Newsmax columnist: Military coup “to resolve the ‘Obama problem’ ” is not “unrealistic”
    Birthers

    Conspiracy theories about Obama’s birth certificate were conclusively debunked during the 2008 campaign, but that didn’t stop several right-wing commentators from continuing to push the smear:

    Limbaugh: “Barack Obama has yet to have to prove he’s a citizen. All he’d have to do is show a birth certificate”
    Dobbs asks: “[S]hould he produce his birth certificate — the long form, the real deal? Should he be a little more forthcoming? … What is the deal here? I’m starting to think we have a — we have a document issue. Do you suppose he’s un — no, I won’t even use the word undocumented. It wouldn’t be right.”
    Liddy claims Obama “born” in Kenya; warns guest to “to avoid the corpses of the illegal aliens” while passing through desert
    Limbaugh: “God does not have a birth certificate. Neither does Obama.”
    Hannity: Given his father’s birthplace, what’s wrong with asking if Obama has a “legitimate birth certificate?”
    Nazis and fascists and communists, oh my!

    There were far more attacks on Obama and other progressives as Nazis, fascists, communists, Marxists, socialists, and similar labels than we have space for, so here are some of the most ridiculous examples:

    Days after decrying those who say Democrats are “trying to turn us into communist Russia,” Beck claimed Obama “has Marxist tendencies”
    Beck continues long history of invoking Nazis by comparing Fox to the Jews during the Holocaust
    Quinn agrees with caller that Democrats “took over the country without firing a shot,” adds “so did Hitler”
    Savage: Obama “is a neo-marxist fascist dictator in the making”
    In CNBC host Cramer’s “U.S.S.A.”: “Comrade[]” Obama is a “Bolshevik” who is “taking cues from Lenin”
    Limbaugh: “Adolf Hitler, like Barack Obama, also ruled by dictate”
    Hannity suggests SCOTUS nominee will be “somebody extremely radical” since Obama’s policies have been “radically left” and “socialist”
    Dick Morris’ self-confessed conspiracy theory: Obama “wants his plan to fail…so that he can make the case for bank nationalization and vindicate his dream of a socialist economy”
    Other

    Plenty of other remarks defied categorization but certainly merited mention among the Most Outrageous Comments of 2009:

    Limbaugh likens Democrats to murderers, rapists, and “this Muslim guy” that “offed his wife’s head”
    Limbaugh on EFCA: “One day Tony Soprano will walk in with a lead pipe and he will start beating people upside the head to vote to unionize”
    Ingraham guest host Bruce on the Obamas: “We’ve got trash in the White House”
    Beck portrays Obama, Democrats as vampires “going after the blood of our businesses,” suggests “driv[ing] a stake through the heart of the bloodsuckers”
    Beck: “Nobel Peace Prize should be turned down by Barack Obama and given … to the Tea Party goers and the 9-12 Project”
    Perino: “We did not have a terrorist attack on our country during President Bush’s term”
    Fox’s Wallace on ACORN booking: I wish we “were going to have the prostitute [Giles] because she’s pretty cute”
    Beck encourages “day of Fast and Prayer for the Republic” on Yom Kippur
    Dobbs on Howard Dean: “[H]e’s a bloodsucking leftist — I mean, you gotta put a stake through his heart to stop this guy”
    Beck jokes about “put[ting] poison” in Nancy Pelosi’s wine
    Brandishing bat, Beck declares, “Anyone not on board, look out, because you too could be the next victim of the killing spree”

    http://mediamatters.org/research/200912210033

  • Orgasm Patient Withdraws Case Against Gynaecologist

    In any rape or attempt to molest case, woman’s word is taken.Unless Providence intervenes, Man is doomed.Tricky to define rape.Detailed blog follows.
    Consensual sex may also be denied by the woman later.
    In this case, the woman need to be awarded exemplary punishment.

    A Brit women who accused a gynaecologist of sexually assaulting her has withdrawn the case and paid the doctor 30,000 pounds as legal costs.

    Bibi Giles, 50, had claimed that Angus Thomson, 40, exploited her sexually and gave her two “leg buckling orgasms” while checking her after a surgery.

    She also alleged that Thompson pressed her into having a fling with him.

    Giles had come to Thomson, a consultant gynaecologist from Droitwich Spa, Worcs, after a 16-year history of medical problems.

    However, it was revealed that Giles had sent explicit messages to the gynaecologist, including one where she asked him to christen her with his “Angus beef sausage”.

    The case completely turned in favour of Thompson when Giles’ former GP, Dr William Dowley, revealed medical notes taken when he was treating her from 2002-2004.

    During the hearing, Christina Lambert QC, Thomson’s lawyer called Dr Dowley “in respect of invites and conversations between him and Mrs Giles”.

    She said the evidence showed that Giles had wanted a relationship with Dr Dowley.

    “Mrs Giles had reported to him that there had been a previous relationship above and beyond a doctor patient relationship,” the Telegraph quoted Lambert, as saying.

    Judge Daniel Pearce-Higgins told the court that Giles had decided to withdraw the case.

    He said: “Life would have been much easier if Mrs Giles had admitted this incident at the start of the case. She has got form. She has pestered a doctor in the past.
    http://www.medindia.net/news/Orgasm-Patient-Withdraws-Case-Against-Gynaecologist-62543-1.htm