Ramanisblog

Category: consumer forum

  • FIR How To File In Person Online.

    We hear a lot of talk about FIR or The First Information Report.

    The FIR is an important Document that is needed  for any case.

    First Information Report India
    FIR

    Slightest mistake can prove costly.

    This has to be filed in the Police Station under whose jurisdiction the area of Crime falls.

    If the Policeman a Police Station refuse to file case citing jurisdiction problems , file it with the Commissioner’s Office wherever it is available or file Online.

     

    It must be filed immediately. Cause for delay may be mentioned, if there is any.

    2. If given orally, it MUST be taken down in writing and explained to you by the officer in charge, at a Police Station within the jurisdiction of which the offence has taken place.

    3. There should be four copies recorded simultaneously, with carbon sheets in place.

    4. Recorded in the first person.It may be filed in English or in your Regional Language.

    5. Avoid complicated, technical words, terminologies , unnecessary details and more importantly do not offer your views.

    6.No overwriting or coring out.

    7. Ensure that the arrival/departure time is mentioned in the FIR and in the Daily Diary Register at the Police Station

    8. It must contain authentic information, including these necessary bits of information:

    – What information do you want to convey?
    – In what capacity are you providing the information?
    – Who is the perpetrator of the crime?
    – Who has the crime been committed against – victim /complainant?
    – When was it committed (time)?
    – Where was it committed (specific place /locality/area)?
    – Why do you think it was committed?
    – Which way (actual process involved) was it committed?
    – Were there any witnesses? (Names will be required here.)
    – What were the losses? (Money /valuables/ possessions /physical damage etc.)
    – What were the traces at the scene of the crime? (Weapons/evidence if any.)

    9. After completion, you MUST carefully read the document and sign it.

    10. It must be recorded by the officer in the book maintained for this purpose by the State Government.

    11. You have the right to and must get a copy of it for your records.  You are not required to pay for the same.

    12. You are not required by law to give an affidavit.

    Obtain a copy the FIR and remember the FIR Number.

    Scan the copy and keep it in GDrive or in any form in your computer for safety.

    Ensure that you have a witness while you fill out the FIR.

    Be respectful to the Policemen.

    Do not throw your weight around.

    This will complicate issues.

    How to file a FIR Online.

    Please visit this Link and File FIR Online.

    http://www.fironline.org/aboutus.php

    Ref:http://www.ipaidabribe.com/how-to/how-file-fir-first-information-report

    Related Articles

  • How To Unshrink Clothes

    At times, in some cases most of the time, we get clothes shrunken after washing it in a Washing Machine.

    Unshrink garment
    Unshrinking a Garment Image from http://www.xojane.com/diy/how-to-unshrink-clothes

    I read post which stated as follows.

    1.Fill a Bucket with lukewarm water

    2.Add Baby Shampoo to water and bubble it up.

    3.Soak the shrunk garment in this and squeeze gently.

    4.Take the garment out.

    5.Slightly squeeze water out.

    6.Spread a clean white towel and spread the clothe in its original shape and wring it dry after rolling the Towel.

    7.Spread the Towel.

    8.Stretch the garment to its original shape.

    That’s it.

    I found similar information which I am producing below.

    “Fill a sink with lukewarm water. Fill your laundry sink or a bucket with at least 1 quart (1 L) of lukewarm water.

    • Note that knitted clothes, like cotton, wool, and cashmere, respond to this tactic better than fabrics with tight weaves, like silk, rayon, or polyester.
    • The water should be roughly room temperature if not a little warmer. Do not use hot or cold water.
    • Mix in baby shampoo or conditioner. For every 1 quart (1 L) of water, mix in roughly 1 Tbsp (15 ml) of baby shampoo or gentle hair conditioner, stirring it into the water until the water takes on a slick, soapy consistency.[1]
      • Baby shampoo and conditioner can relax the fibers of your shrunken clothes. As the fibers are relaxed, they become easier to stretch and manipulate, meaning that you will be able to stretch the garment back to an appropriate size.
      • Soak the clothing in your soapy water. Immerse the shrunken garment in your soapy solution, making sure that it is completely covered.

        • Let soak for 30 minutes or so.
        • If desired, you can begin gently stretching the garment underwater as it soaks, but this is not strictly necessary.
        • Wring dry. Remove the garment from your soapy solution and roll it into a ball, squeezing firmly to wring out excess moisture.[2]

          • Do not rinse the garment. The soapy water needs to continue actively relaxing the fibers as you work on stretching and re-shaping the garment.
          • Squeeze extra moisture out between two towels. Lay a large towel out flat and place the garment on top of it. Gradually roll up the towel with the garment still inside.

            • The clothing should soak inside the towel for about 10 minutes. When done, it should be damp but no longer wet.[3]
            • Stretch the clothes out and hold them in place. Unroll the towel and transfer the garment onto a second flat, dry towel. Gently stretch the garment back into its proper shape and hold the shape in place by securing the edges with heavy objects.
              • For a more accurate gauge of the size and shape your garment must be, you can trace the outline of a similar, properly fitting garment onto a large piece of parchment paper. Place the garment you are trying to unshrink over this outline and stretch it to fit the marks.
              • If you have a hard time stretching the clothing out because it seems too stiff, use steam from an iron to make the garment easier to manipulate.
              • Possible weights for holding the stretched garment in place include paperweights, books, and coffee mugs.
              • If you do not have any heavy objects nearby, you could use clothes pins to pin the damp clothes to the towel, instead.
              • Let air dry. Allow the wet clothing to continue drying flat until the remaining moisture has left.

                • If you have your clothes pinned to the towel instead of weighed down, you could place your clothes on a hanger and let them hang dry in a sunny, dry location. The gravity can help stretch the garment out further.
                • If this tactic produces some change but not enough, you could repeat it multiple times until the garment is sufficiently stretched out.
              • Some more techniques.
              • http://www.wikihow.com/Unshrink-Clothes

  • Procedure Permits For Building House Details India

    Building a Home in India has a few Rules o be followed.

    Being a vast country the rules differ from State to State.

    I am providing some information on Building a House in Karnataka in general and Bangalore in particular.

    Check your State Government’s portal for updates.

    The following link will be useful.

    http://www.doingbusiness.org/data/exploreeconomies/india/sub/bengaluru/topic/dealing-with-construction-permits

    Laws and Byelaws for Building a House in Bangalore.

    Licence – Every person who intends to erect or re-erect a building or make material
    alterations or cause the same to be done, is required to obtain a licence from the
    Authority.
    3.2 Application and documents to be submitted with the application – Every person
    who intends to erect or re-erect or alter a building, including temporary structures for
    the purpose of exhibitions, trade fair or circus or execute any of the works other than
    repairs, as specified in Sections 299, 304 or 312, of the Act, shall give an application in
    writing to the Authority in the Form set forth in Schedule II and such application shall be
    accompanied by plans, documents and information as required hereunder.
    3.2.(1) Title deed/possession certificate – A copy of the title deed or possession certificate
    of the property, issued a competent authority.
    3.2.(2) Property card and latest assessment book extract – A copy of the property card
    along with the sketch issued by the Department of Survey and Settlement, and Land
    Records (City Survey) and latest assessment book extract issued by the Corporation
    indicating the measurements of the property .
    3.2.(3) Upto date tax paid receipt – The receipt for having paid up to date property tax to the
    Corporation shall be enclosed.
    3.2.(4) Previously sanctioned plan – Attested copy of the previously sanctioned plan if the
    application is for addition/ alteration/modification to the existing building. If the applicant
    for any reason cannot produce the previously sanctioned plan of the existing building,
    then in such cases the plan of the existing building along with site plan, etc., will have
    to be submitted.
    3.2.(5) Drawings – The following drawings in ammonia prints. One drawing on tracing cloth /
    polyester tracing film shall be enclosed in addition to the ammonia prints.
    3.2.(5.1) Key plan – A key plan drawn to a scale of not less than 1 in 10,000 showing the
    boundary locations of the site with respect to neighbourhood landmarks.
    3.2.(5.2) Site plan – Site plan drawn to a scale of 1:500 for sites of area upto one hectare and
    1:1000 for sites of area more than one hectare. The site plan shall indicate the
    following, namely:-
    a) title of drawing consisting of the property number of the site name of the block,
    street or road in which the site is situated, number of the site if situated in an
    approved layout, and reference number of such approval with the use of the
    building;
    b) the boundaries of the site and of any contiguous land belonging to the owner
    thereof;
    c) the north direction relative to the plan of the building;
    d) the name and description of the adjacent roads, street, or lanes, if any, with the
    width thereof;

    Download at,

    http://www.naredco.in/notification/pdfs/Bangalore-Building-Byelaws.pdf

    Obtain attested copy of approved layout by the Bengaluru Development Authority (Municipal)

    According to the Karnataka Town and Planning Act (1961) under section 17, and the Bangalore Development Authority Act (1976) under section 15, any layout plan must be approved by the Bangalore Development Authority. 

    		 3 days INR 10,000
    * 2 Obtain no-due-tax receipt at the House Tax Department (Municipal)

    The building company must submit up-to-date tax receipt to apply for the building permit. 

    		 1 day INR 100 (flat fee)
    3 Obtain drawing plan/building permit approval from the Commissioner of the Bengaluru Mahanagara Palike (Municipal)

    The Bangalore Mahanagara Palike Building bylaws refer to the warehouse being built as a low-rise storage building for non hazardous goods. The building company must obtain a building license (building-plan approval) from the Commissioner, Bangalore Mahanagara Palike, or an officer authorized by the Commissioner. The building company has to submit the application for the building-plan approval along with the following documents: a. Title deed/ownership documents (certified copy); b. Property card and latest assessment book; c. Attested copy of approved layout by BDA or city-survey sketch issued by the Department of Survey and Settlement; d. Up-to-date tax receipt; e. Drawings; f. Key plan; g. Site plan; h. Building plan; i. License-fee receipt; j. Indemnity bond; k. Foundation certificate issued by a registered architect/engineer; l. Other certificates and NOCs (if required); m. Supervision certificate from the registered architect/engineer who will be undertaking the supervision. The Authority shall communicate its decision to the applicant within 30 days. While granting the building license, the Authority may impose a condition that at least two trees shall be planted on sites larger than 200 square meters. The following fees apply based on the area and structure of the building: a. Building-license fee for non-residential property: INR 60 per square meter of the built area; b. Scrutiny fees: 5% of the license fee and subject to a minimum of INR 50; c. Ground rent for stocking of building materials on public land: INR 100 per square meter (for small plots only); d. Fee for additional copies of the plan: INR 400 for first 5 copies and INR 600 for more than 5 copies; e. Refundable security deposit: INR 100 per square meter. Building bylaws, building-approval application forms, and fees are available on the website http://www.bmponline.org. Furthermore, a single-window clearance system has been introduced. 

    		 25 days INR 81,938 (license fee INR 60 per square meter of built up area + scrutiny fee at 5% of the license fee)
    4 Obtain commencement certificate (with inspection) from the Bengaluru Mahanagara Palike (Municipal)

    The authority inspects the site within 15 days of receipt of the notice about commencement of contruction to verify that the line-out marked for the building is according to approved plans. If the site passes the inspection, the Commissioner will issue a commencement certificate in the form prescribed in Schedule VII. The fee for the commencement certificate is INR 40 per square meter. 

    		 2 days INR 52,024 (INR 40 per square meter of built up area)
    5 Apply for permanent electricity connection with the Bangalore Electricity Supply Board (BESCOM) (State)

    BESCOM was created in 2002 as a limited-liability company wholly owned by the Government of Karnataka. The application is available in the BESCOM office or online, together with the tariff schedule, at http://www.bescom.org. The building company must submit the application along with the following documents: 1. Copy of the sanctioned plan of the building; 2. Memorandum and Articles of Association and Certificate of Incorporation; 3. Indemnity bond; 4. Permanent Account Number (PAN) number. The building company shall indicate in the application the name and address of the licensed electrical contractor who will provide the interior wiring and transformer work. For all buildings over 500 square feet, the registration fee is INR 250. 

    		 1 day INR 250 (registration fee)
    6 Receive inspection from electricity utility provider BESCOM (State)

    An inspection is carried out by a BESCOM engineer. After the inspection, the building company receives an inspection letter stating the estimated cost and describing all work to be carried out. 

    		 1 day No cost
    7 File a completion certificate and apply for an occupancy permit at the Bengaluru Mahanagara Palike (Municipal)

    The building company must notify the Commissioner, Bengaluru Mahanagara Palike, about completion of the construction within a month. It must attach to the notice a certified application prepared by a registered architect/engineer/supervisor in Schedule VIII to apply for permission to occupy the building. 

    		 1 day INR 2,500 (flat fee)
    8 Receive final inspection of the construction by the Bengaluru Mahanagara Palike (Municipal)

    The authority decides after a physical inspection whether to approve the building. During the inspection, the authority checks whether the owner had obtained the commencement certificate and submitted all required documents. 

    		 1 day No cost
    9 Obtain the occupancy permit from the Bengaluru Mahanagara Palike (Municipal)

    The authority should inform the applicant whether the application for occupancy certificate is accepted or rejected within 30 days of receipt of the completion notice. In case the application is accepted, the occupancy certificate is issued in the Form Schedule IX. 

    		 30 days No cost
    10 Apply for permanent water and sewerage connection with Bangalore Water and Sewerage Board (BWSB) (Municipal)

    To get a new water supply and sanitary connection, the building company applies to BWSSB through a licensed plumber. Application forms are available for INR 30 at all BWSSB service stations and offices. New simplified joint applications are available for water and sewerage connections. The prorata and other charges to be levied are available on the BWSSB website http://www.bwssb.org. The website also features details on procedures and processing times. 

    		 1 day INR 30 (flat application fee)
    * 11 Apply for permanent phone connection at Bharat Sanchar Nigam Limited (National)

    The building company must apply for the telephone connection at the local BSNL office. To obtain a commercial connection, the building company must submit the application along with a proof of ownership of the business and the Permanent Account Number (PAN) card. The same tariff applies across the country with minor differences due to local demand. The following charges must be paid: INR 500 in case there is a waiting list for registration charges; INR 300 in installation charges (if fewer than 500 lines) or INR 500 (if more than 500 lines); and a refundable security deposit of INR 2,000. 

    		 1 day INR 500 (flat registration fee)
    * 12 Receive inspection from the Bangalore Water and Sewerage Board (Municipal)

    Inspection assesses the cost of connection and work. The inspector issues a demand notice. The following inspection-charge schedule applies: a. Areas up to 1,000 square feet: INR 500; b. Areas up to 2,000 square feet: INR 2,000; c. Areas up to 4,000 square feet: INR 4,000; d. Areas above 4,000 square feet: INR 5,000. 

    		 1 day INR 5,000 (flat inspection charge)
    * 13 Obtain permanent electricity connection (with inspection) from BESCOM (Private sector)

    To obtain the connection, the building company has to install an own transformer. BESCOM only supervises the work. Payment and connection would take place 1 day after the work is finished. The building company has to pay provision for load break (INR 122,400) and a refundable security deposit (INR 1,100 per kW for residential buildings and INR 1,350 per kW for commercial buildings). 

    		 30 days INR 122,400 (provision for load break)
    * 14 Obtain permanent water and sewerage connection upon final payment from BWSB (Municipal)

    The following pro-rata rates apply for commercial building connections: a. INR 80 per square meter of built area for water supply connection; b. INR 80 per square meter of built area for sanitary connection; c. Sanitary-point charges at INR 120 per point (minimum 5 points per floor). The pro-rata charges for residential building are INR 70 per square meter. 

     

  • Courier Flower Wine Delivery Scam Truth

    I received an email from my friend ona recent scam involving Courier, Wine and swiping of Credit card at Home with the delivery boy.

    The people lost their money from their accounts.

    I checked,this is the result.

    Haox Delivery
    Flower, Wine Credit Card Fraud.http://www.hoax-slayer.com/flowers-wine-credit-card-scam.shtml image from

    Do not accept any packages at all, unless you know the sender, better check with them by phone.

    “This email relates an incident in which a couple had $4000 stolen from their credit card account after a fraudster posing as a delivery driver tricked them into swiping their credit card on a portable card skimming device. According to the message, the scammer pretended to be a courier delivering an unexpected gift of wine and flowers. The scammer claimed that, because the gift included alcohol, the company required a small fee to be paid to prove that the gift had been delivered to an adult. He insisted that the fee be paid via card rather than cash and presented what seemed to be a legitimate mobile EFTPOS machine. However, the machine was in fact a skimming device that recorded the victim’s credit card details.

    The information in the warning message is true. A spate of such crimes occurred in several suburbs in Sydney’s north-west in late 2008. A November 7 New South Wales Police Media Release noted:

    Police in Sydney’s north-west have released an image of a man they believe can assist with inquiries into a fraudulent delivery scam which leaves people robbed of their savings.

    A number of people across the Eastwood, Gladesville and Kuring-gai Local Area Commands have told police they believe they are the victim of a manipulative scam which has left their bank accounts wiped clean.

    In all instances, police have been told a man has knocked at the door of residential homes dressed as a courier with a bunch of flowers and bottles of wine. The man has then delivered a parcel requiring a signature to confirm the goods have been received.

    The man is alleged to have told recipients of the parcel that a delivery fee of $3.50 is required and must be done via EFTPOS. In all instances, those involved have swiped their credit card into a hand-held machine and been given a receipt for their payment.

    Since the media release was published, a man has been apprehended and charged in relation to the incidents. A November 23 article in the Sydney Morning Herald notes:

    A MAN charged with stealing more than $30,000 by posing as a delivery man bearing wine and flowers was refused bail in court yesterday.

    David John Hennessey, 50, was stopped by police on the F3 freeway at Wahroonga, in northern Sydney, on Friday. He was arrested after a police search of his car allegedly found a number of card skimming devices.

    Police allege that Hennessey had defrauded 10 residents of the Eastwood-Gladesville and Ku-ring-gai areas of $32,000 by posing as a delivery man bearing wine and flowers.

    Source:

    http://www.hoax-slayer.com/flowers-wine-credit-card-scam.shtml

    Email Text as received.

    ‘Please pass on

    “Wednesday a week ago, I had a phone call from someone saying that he was

    from some outfit called: “Express Couriers,”(The name could have been
    anything) he asked if I was going to be home because there was a package
    delivery for me that required a signature . The caller said that the
    delivery would arrive at my home in roughly an hour, and sure enough, about
    an hour later, a uniformed delivery man turned up with a beautiful basket of
    flowers and wine. I was very surprised since it did not involve any special
    occasion or holiday, and I certainly didn’t expect anything like it.
    Intrigued about who had sent me such a gift, I inquired as to who the sender
    was. The deliveryman’s reply was, he was only delivering the gift package,
    but allegedly a card was being sent separately… (the card has never
    arrived!) There was also a consignment note with the gift.He then went on to explain that because the gift contained alcohol, there
    was a $3.50 “delivery/ verification charge,” providing proof that he had
    actually delivered the package to an adult of legal drinking age, and not
    just left it on the doorstep where it could be stolen or taken by anyone,
    especially a minor.

    This sounded logical and I offered to pay him cash. He then said that the
    delivery company required payment to be by credit or debit card only, so
    that everything is properly accounted for, and this would keep help in
    keeping a legal record of the transaction. He added couriers not needing to
    carry a bunch of cash, would make them less likely targets for robbery.

    My husband, who by this time was standing beside me, pulled his wallet out
    of his pocket with the credit/debit card, and ‘John,’ the “delivery man,”
    asked my husband to swipe his card on a small mobile card machine. It had a
    small screen and keypad where Frank was also asked to enter the card’s PIN
    and security number. A receipt was printed out and given to us as our copy
    of the transaction. He then said everything was in order, and wished us good
    day.

    To our horrible surprise, between Thursday and the following Monday,
    $4,000 had been charged/withdrawn from our credit/debit account at various
    ATM machines.

    It appeared that somehow the “mobile credit card machine,” which the
    deliveryman carried now had all the info necessary to create a “dummy” card
    with all our card details after my husband swiped our card and entered the
    requested PIN and security number.

    Upon finding out about the illegal transactions on our card, we immediately
    notified the bank which issued us a new card, and our credit/debit account
    was closed.

    We also personally went to the Police, where it was confirmed that it is
    definitely a scam because several households had been similarly hit.

    WARNING: Be wary of accepting any “surprise gift or package,” which you
    neither expected nor personally ordered, especially if it involves any kind
    of payment as a condition of receiving the gift or package. Also, never
    accept anything if you do not personally know or there is no proper
    identification of who the sender is.

    Above all, the only time you should give out any personal credit/debit card
    information is when you yourself initiated the purchase or transaction !

    *****************************************************
    Thanks Prasad.

  • Truth Behind +375 Calls

    I have received a message that receiving calls  on the Mobile from the number starting from +375 result in being charged $15 to $30 if the number is called back.

    I checked with Hoax Slayer and this is the finding.

    My view is that if you do not any one by this number better not to call back.

    ”
    Message circulating via SMS, social media and email warns you not to return missed calls from numbers starting with +375 or +371 because you will be charged between $15 and $30 for each returned call and your contact list and financial information will be instantly stolen from your phone.
    There are elements of truth to the warning but the information it contains is nevertheless highly misleading and inaccurate. Reports indicate that many people have been caught by a scam in which they were charged international call fees for returning a missed call from +375 or +371 phone numbers. However, this fee was reportedly much less that $15. Moreover, the claim that simply returning the calls can result in personal data being instantly stolen from the user’s phone is nonsense. It is not possible for information to be stolen from a phone in the way described.

    Message Received.

    ”

    People have been receiving calls from +375602605281, +37127913091 or any number starting with a +375, or +371 number.

    One ring & and they hang up, leaving a missed call message. . If you call back it’s one of those numbers that are charged $15-$30 & they can copy your contact list in 3 sec. If you have bank or credit card details on your phone, they can copy that too. +375 is from Belarus and Afghanistan.. 371 is code for Latvia…

    Hoax Call.
    Missed Call Message.

    Don’t answer or call back.

    Please FORWARD AND SHARE this to your friends and family.
    This message, which has circulated widely via SMS, email and social media in recent months, warns users not to call back missed calls from numbers starting with +375 and +371. According to the message, those who do call back such numbers will receive an immediate charge of $15 to $30. Moreover, claims the message, calling back one of the numbers will allow scammers to instantly copy the contact list from the caller’s phone and also steal any bank or credit card information stored on the phone.

    While the warning contains an element of truth, it is otherwise highly misleading and inaccurate.Reports indicate that, in recent months many people have indeed received suspect calls from numbers starting with +375 and +371. The calls typically ring once or twice and are then disconnected. 375 is the country code for Belarus. 371 is the country code for Latvia. Depending on their location, those who call the numbers back may be charged an international call fee, a portion of which may be paid to the scammers making the missed calls.

    However, the claim that users who call the numbers back are automatically charged $15 to $30 appears to be unfounded. The figure of $15 may be a misinterpretation of reports that statedthe calls were charged a fee of 15 Indian rupees (about 26 cents USD).

    Source:

    http://www.hoax-slayer.com/missed-375-calls.shtml